Sberbank lowered the mortgage to the record

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Photo: Gleb Schelkunov / Kommersant

The largest Russian Bank — the state savings Bank announced record reduced mortgage rates. This was told personally by the head of the state Bank Herman Gref during the annual meeting of shareholders of the Bank, the stream which went on the page of the savings Bank on Facebook.

According to the report of the state Bank, which is at the disposal “of the Tape.ru”, the base rate on the mortgage from 9 June will be reduced by 0.3-0.5 percentage points, depending on the client’s category. Thus interest rates on loans will be reduced to 7.1-9.5% per annum, subject to the life insurance of the borrower and income verification of the client.

In parallel, the savings Bank has launched a promotion for home buyers in the primary market. For such clients the Bank offers to issue a mortgage until August 31 at an even lower rate. The minimum possible rate is only 6.7 percent, a record. However, in this case, the customer shall receive a salary in the Bank, and the minimum amount should be at least 3.8 million rubles.

Banks to cut rates on mortgages and other credit products following the decision of the Bank of Russia, which for the past several years, gradually reducing its key interest rate, making the borrowed funds more affordable.

Video, photo All from Russia.

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