Photo: Alexey Sukhorukov / RIA Novosti
In the third quarter of 2018 has increased the average size of a mortgage loan in Russia, especially among young borrowers. On Friday, November 30, reported on the website of National Bureau of credit histories (NBCH).
The average loan size among Russians under the age of 25 for the year rose 17.6 percent, to the level of 1.78 million rubles, according to nbki. Borrowers aged 25-29 years have increased the average loan size is 14.3%, Russians 30-39 years — 9.5 percent.
The national average increased by 10.2 percent and made up 2.19 million rubles.
“Mortgage lending is increasing as the number and amounts of loans for house purchase, and their average size, — commented on the tendency of the General Director nbki Alexander Vikulin. — While the growth of the average size of mortgage loans for borrowers under 30 years of age, among other things, affected by insufficient savings, allowing you to qualify only for the minimum value of the initial payment. That, in turn, leads to a maximum increase of the body provided by credit”.
Earlier, the head of the analytical centre “the House.Russia” Michael Goldberg has published data showing that the payment discipline of borrowers is at a historically high level. According to experts, the share of “bad” (with the delays in payments 90 days or more) mortgages in October 2018 was 1.9 percent. Two years ago this figure was approximately three percent in 2010 to seven percent, the analyst said.
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