Photo: Ilya Pitalev / RIA Novosti
Sberbank raised the maximum age at which you can count on the loan to 70 years. This is stated in the official statement of the Bank received by “the Ribbon.ru”.
Consumer loans without collateral made available to clients over 65 years of age, provided that the payment they will finish up to 70 years. Earlier age the end of the loan repayment could not exceed 65 years.
“We see that more and more Russians of retirement age want to expand their opportunities, including with the help of consumer loans,” — said Svetlana Kirsanova, Deputy Chairman of Sberbank.
According to her, clients of the savings Bank the retirement age actively use banking services every third working pensioner invests the money in term deposits. 80 percent of seniors own debit cards and credit cards has 13 percent of customers older than 55 years. 63 per cent of pensioners use the service “Mobile Bank”.
“Sberbank is committed to continually improve the products and services created specifically for this client group,” said Kirsanov, and stressed that this segment is one of the most priority for the Bank.
As of October, every fifth Russian over the age of 60 years have taken the Bank at least one credit. The average debt of retirees is 107.2 thousand rubles. This figure rose to 8 percent from 2017. This is mainly loans for children and grandchildren, the loans are canceled due to the pension and additional earnings.
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