Photo: Alexey Filippov / RIA Novosti
Russian banks need another 1.5 trillion rubles, or 15 percent of Bank capital to dosdat reserves for problem loans, according to RBC with reference to the review “Expert RA”.
This amount included nedosushennye reserves on impaired loans most 4-5th classes (they require reservations in 51-100 percent of debt), at the current level of reserves they could cover 90 percent, are not covered about 600 billion rubles. Also take into account the reserves on problem assets with insufficient conservatively estimated risk.
Director on Bank ratings “Expert RA” Mikhail Doronkin said that the bulk of nedonoshennyh reserves concentrated in large banks and banks with state participation. The top 50 banks, according to him, there are at least three credit institutions with a high proportion of unreserved problematic assets with a total volume of 100-150 billion rubles.
The stability of the banking system was assessed as adequate. It is projected that this year’s pre-tax profit of banks will grow a record — to 1.8-1.9 trillion rubles, as against 1.3 trillion rubles in 2018.
In early March, Forbes has made a rating of the world best banks based on client feedback. In Russia, the top five banks as follows: the highest score got a credit Bank of Moscow, followed by UniCredit Bank, Raiffeisenbank, Sberbank and the Bank “Kuban Credit”. On 19-m a place “the Credit Europe Bank”, 18th — Bank “St.-Petersburg”. Closes twenty ROSBANK. Followed by “URALSIB” and “home credit”.
Video, photo All from Russia.