Photo: Ilya Pitalev / RIA Novosti
Nine out of ten transactions through the system faster payments was an attempt to move the person of money in the Bank where he has no account. About it writes “Kommersant” with reference to representatives of banks participating in the system. As the newspaper notes, this may be due to activities of fraudsters who check the subscriber’s account in the Bank.
At the moment, the system has 12 banks: VTB, “Tinkoff”, Promsvyazbank, Russian standard Bank, SKB-Bank, Gazprombank, alpha-Bank “AK bars” Bank, Raiffeisen Bank, payment service QIWI, Sovcombank and rnko “Payment center” — the operator of the payment system “Golden crown”. In the near future to it also intend to connect the “Opening”, “UniCredit”, “Russian standard” and Gazenergobank.
As the Director of design office of SKB-Bank Vitaliy Kopysov, summing up the first results of work of system quick payment, about 90 percent of Bank operations were unsuccessful attempts to make a transfer to a person in a lending institution where no account. In ROSBANK have suggested that this may be due to the testing system by the Russians. However, the head of anti-fraud TSPSB “infosistemy Dzhet” Alexey Sizov believes that this may be the work of Scam artists, who thus reveal the presence of the account.
In January it was reported that the system of quick payments can make the Russians more vulnerable to scams. In particular, when one phone number from the user tied to multiple Bank cards, the sender can know which credit institutions involved. Knowing this, fraudsters can more easily cheat the customers posing as Bank employees.
System of quick payments start to work in Russia in January 2019. Within it individuals can quickly make instant payments, for example, via the telephone between banks. The system operator is the Central Bank. In early April it became known that the regulator develops the idea to use the system to transfer salaries.
Video, photo All from Russia.