Photo: Maxim Shemetov / Reuters
Investors of the Russian banks can count on a greater compensation in the event of bankruptcy, said in an interview with RIA Novosti the head of the state Agency on insurance of contributions (ASV) Yuri Isaev.
According to him, the relevant amendments to the existing rules developed jointly by DIA and the Central Bank. According to them, the increased compensation will be able to count certain categories of depositors with high balances “due to special circumstances.”
Such circumstances will include inheritance or the sale of housing, said Isaev.
Previously, a similar proposal was voiced by the head of the Central Bank Elvira Nabiullina. Among the special cases where the investors will rely on increased payout, she called the receipt of payments from the insurance company and social benefits.
Under current rules, payment in full is paid in the amount of 1.4 million rubles. If on account of a failed Bank is more money, the difference is paid to the owner in the queue, if the satisfaction of creditors.
Banks regularly pay contributions to DIA. The base rate currently equals 0.15 percent of the total volume of attracted Bank deposits, however it can be increased if a credit institution offers its customers enhanced profitability.
According to the statistics Agency in its 15 years of existence of the system of compensation was paid to 486 times. The total amount of compensation amounted to 1.9 trillion rubles.
Video, photo All from Russia.