Photo: Andrey Popov / RIA Novosti
The average family of Nizhnevartovsk (Khanty-Mansi Autonomous Okrug) will be able to repay a mortgage loan faster than families from major Russian cities. Such data contains in materials of analysts Domofond (have edition).
For payment of housing loan for couples from Nizhnevartovsk going to take five months, according to the company. Similar indicators Tyumen and Magnitogorsk, where the rate of repayment was also higher than the country average, are 10 and 11 months respectively.
The calculations of analysts of the company are valid for a situation in which both members of the family are getting paid not less than the regional average, and spending to pay the mortgage for the apartment of 38 square meters half the family income. The model provides for that family for two years before the registration of the mortgage saved up for a down payment, specify in Domofond.
The longest — 352 a month, or more than 29 years, — to extinguish the mortgage will have to the residents of Sochi receiving the average income in Krasnodar Krai. Long payments have also families from Kazan (97 months), Simferopol and Sevastopol (92 months). Muscovites, according to the calculations Domofond, to pay off the mortgage would require 82 months, the St. Petersburg — 59 months.
Earlier, analysts of a portal “World apartments” has made a rating of cities where it is most advantageous to buy housing for earnings on rent. First place in the list went to Saratov, whereas Moscow and St. Petersburg among the ten antiliderov.
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