Photo: Evgeny Odinokov / RIA Novosti
Large retailers are ready to refuse participation in the project of the Central Bank System of quick payments (SBP), which in addition to instant transfers by phone between accounts in different banks allows to pay in stores using QR codes. Writes about this family-owned Demyan Kudryavtsev, the newspaper “Vedomosti” with reference to the letter from the Association of retail companies (ACORT) and the Internet-trade (AKIT) the head of the Bank of Russia Elvira Nabiullina.
Retailers are not satisfied with the high Commission for acquiring detected by the controller in the range of 0.2-0.7 percent of the amount paid through SBP purchases of goods and services. The major retail chains are sure that this tariff corridor banks adhere to its upper limit. However, 0.7% “not interested”, the food network, as the largest of them, the rate is already below, the newspaper notes. In addition, the retail sector will bear the costs for the deployment of the URS.
Networks are not ready to invest in the promotion of the system at a rate greater than 0.4 percent. “If rates are higher, it’s no system to use will not and she will die not having been born”, — said the representative of the HSE. Meanwhile, in the banking environment consider even the current proposed by the regulator the tariff corridor is too low, because it is “below cost”.
Previously, the regulator discussed the tariff at 0.4 per cent of the amount paid. “The rate that we are discussing is about 0.4 percent, which for them [retailers] is, say, an absolute joy compared to what they pay now,” — said in may the first Deputy Chairman of the Central Bank Olga Skorobogatova, in charge of SBP. Retailers believe that the Central Bank raised the tariff corridor because of pressure from banks who consider it necessary to impose tariffs at the level of 1-1.5 percent.
System of quick payments service of Bank of Russia, launched in February 2019. Is now connected to the system 14 banks, and another 100 have applied. In the first stage, it allows individuals to instantly 24/7 to transfer money by phone number of yourself or others in banks, connected to SBP. It is assumed that in the second half of 2019 will be a function of transfer of funds in favor of legal entities, for example, for goods and services. In particular, it will be transferred with the use of QR codes.
Video, photo All from Russia.