For the first half of 2019, the Russian banks with a minimal share of arrears in the mortgage portfolio were “Credit Ural Bank”, “Rossiya” and “Saint Petersburg”, follows from the analytical materials published on the portal Banki.ru.
All three credit organizations indicator of “delay” does not exceed 0.15 percent of the total home loans issued. The “Credit Ural Bank” the share of bad mortgage debt is 0.04 percent, “Russia” — 0.08 percent, “St. Petersburg” — 0.14 percent.
“The highest value of this indicator is seen in the group “Transcapitalbank” (about 9 percent), — experts say. — On average, the share of overdue loans in the mortgage portfolio of the participants rating according to the results of the past year amounted to 2.03 percent, however, because the number of large banks did not disclose data on this indicator, the real figure may be different”.
According to analysts Banki.ru in General, in the first half of 2019, the growth in the mortgage market in Russia observed in the past several years, slowed down. A key reason for this, in their opinion, was happening during the whole first quarter growth rates on mortgages.
This spring was named the regions with the most unscrupulous mortgage holders. The list was headed by the Chelyabinsk, Saratov region and Krasnoyarsk Krai. The smallest share of housing loans serious delinquency recorded in Yamalo-Nenets Autonomous district.
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