Photo: Dmitry Lebedev / Kommersant
Banks will be allowed to collect from the citizens ‘ overdue debt on loans along with manifolds, writes “Kommersant”. The bill has been developed the Ministry of justice and the Federal service of court bailiffs (FSSP).
The document States that the registry FSSP will include banks, which will have the right to call the debtor, meet with him, and use “robot reservoir”. If during the month the debt is not repaid, the lender can go to court. Without inclusion in the register to communicate with the debtor will only be possible via electronic and traditional mail.
Changes will become part of the “regulatory guillotine” in which frameworks it is planned to cancel more than 200 thousand irrelevant documents and standards. For the most part they will relate to business requirements. In the future new standards will be regularly checked for relevance and usefulness and may be superseded.
Also to collect debts from physical persons will be able microfinance institutions, management companies, utilities, operators. Now this right is given only to professional collectors, the creditor may apply to the court for the first day of the debt.
The authors of the initiative hope that it will help to protect borrowers from among individuals. However, the interviewed experts note that in reality it will only increase the pressure on them.
Video, photo All from Russia.