Photo: Viktor Korotayev / Kommersant
The Russians in the summer of 2019 took smaller loans “to pay” compared to the summer of 2018. It is reported RIA Novosti with reference to the research of the National Bureau of credit histories.
According to him, the number issued by MFIs loans declined by 8.3 percent, from 4.66 to 4.27 million. The strongest decline occurred in the segment of loans up to 10 thousand rubles — minus 13.8 percent. The number of loans for the sum from 10 thousand to 20 thousand rubles decreased by 2.7 percent.
The strongest decrease in the number of issued loans has occurred in Kemerovo, Volgograd, Novosibirsk and Irkutsk regions and the Altai territory. In the credit Bureau the reduction in the number of loans “to wage” associated with a General decline in the profitability of the microfinance business.
The increase in the number of disbursed loans was noted in the segment from 20 thousand to 30 thousand rubles (it was 15.9 per cent) in the segment of loans from 30 thousand rubles (26.1 percent). More loans began to take the residents of Stavropol, Moscow, Chelyabinsk and Sverdlovsk regions, the study said.
Earlier in October, it was reported that the number of unsecured consumer loans issued by Russian banks from July 2017 to July 2019, the increased by 46 percent. Analysts say that the main reason for the growth was the implementation of deferred demand on the part of the Russians due to the decrease of credit rates to pre-crisis levels.
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