Photo: Natalia Seliverstova/ RIA Novosti
The Russians were less likely to give loans early. It is reported owned by Grigory Berezkin RBC, citing data from the National Bureau of credit histories (NBCH).
The percentage of early repayment of the loans fell to their lowest in five years. In NBCH has estimated that over 10 months of the current year, the figure was 22.7 per cent, 1.7 percentage points less than for all of last year. The reasons for the decline experts see a fall in incomes and the growth of the financial burden. Repayment schedule, borrowers most often pay on auto loans: percentage of prepayment on him was higher than for other types of loans.
Earlier on Saturday, 16 November, Vice-President self-regulatory organization (SRO) “the national Association of professional collectors,” Alexander Morozov has told, as to avoid overdue loans. According to him, before you take out a loan, it is necessary empirically to ensure that remaining after the payment of the amount really enough to live on.He believes that ideally, the loan payment should not exceed 30-40 percent of income.
Video, photo All from Russia.