Photo: Valery sharifulin / TASS
In the state Duma introduced a bill that would allow the Russians to get a mortgage on more favorable terms. The document published in the system of ensuring legislative activity.
In the case of the adoption of the document will be simplified the process of refinancing of mortgage loans, including with use of means of the parent capital. Reduced risks and new creditors concerning the design ensuring it will help to lower the interest rate on the loan.
The bill also establishes a mechanism to protect the interests of minors and conscientious buyers of apartments, who purchase them from citizens, to use matkapital for repayment of the mortgage. Information about this will be included in the register of rights to real estate (egrn).
“The bill will allow families with social support from the state, lower costs of loan servicing”, — said the Deputy Chairman of the state Duma Irina Yarovaya.
Earlier it became known that the Ministry of Finance has prepared a draft government decree, according to which mortgage holders who are in difficult life situation, will be able to restructure their loans before the end of 2020. Initially, the program wanted to complete before the current year.
Video, photo All from Russia.