Photo: Alex Maligawa / RIA Novosti
Scammers have found a new way to deceive the Russians with insurance. The attackers were sold to car owners a false insurance policies below their real value, writes “Interfax” with reference to Vice-President of the Russian Union of insurers, the Deputy Executive Director of the Russian Association of motor insurers Sergey Efremov.
According to experts, this scheme has become popular in the period of self-isolation, the announcement of the sale of the policies the scammers put on the Internet. Checkout the car is offered with a great discount, but sellers are warned that in case of an accident insurance payment for such document will not follow. According to the authors ideas, such “models” have just to mislead the employees of the traffic police.
Before the pandemic coronavirus most common scheme of deception of the Russians with insurance had the services of intermediaries. The attackers offered their victims to quickly make a remote purchase of the policy for half the price. The discount is formed due to the fact that the broker made misrepresentations about the car’s performance, the regional coefficient and the coefficient of age is experience. “When making the payment after the accident lies of the insured is obvious to the insurer. By law he has the right to refuse in the insurance indemnity the holder of the “best”, but fake insurance policy,” — said Efremov.
However, according to him, both schemes are similar in that in case of damages the at-fault driver responsible for the accident will be forced at their own expense to compensate for damages to the injured party in full.
Video, photo All from Russia.