Photo: Viktor Korotayev / Kommersant
The latest edition of the law about OSAGO does not necessarily imply the increase of tariffs for all Russian motorists. These assumptions are challenged in the Central Bank, the review of which is in the possession “of the Tape.ru”.
The representative of the Governor stressed that the law will allow insurers to more fully consider the characteristics of each customer, the maximum and minimum values for the basic rates continue to be set by the Bank of Russia, and not companies.
Factors that result in the calculation of rates must, first, have an effect on the degree of risk, and secondly, not to enter the prohibited list.
Thus, the Central Bank, rates for policyholders can not only grow, but to decline, and a conscientious driver will have to pay less than the worst offenders. Precision driving remains one of the factors that influence, among other characteristics of the vehicle and the intensity of its use.
Earlier, first Deputy Chairman of the state Duma on state building and legislation Vyacheslav Lysakov suggested that insurers will use the law to raise rates for everyone.
“The moral of moral restraint — it’s not about our financiers, marketeers and not about our oversight, which, in terms of damage from theft insurers of funds, uses it as the main argument and justification for tariff increases CTP” he said.
The law about the new rules of issuance of insurance by the President of Russia Vladimir Putin signed on may 25. It is assumed that innovations will reduce the accident rate.
Video, photo All from Russia.