Photo: Kirill Kallinikov / RIA Novosti
Large Russian banks on the background of recovery of the loan market for goods in stores (POS-loans) have found a way to impose on borrowers a credit card. About it writes “Kommersant” with reference to the market players.
Under the new mechanism, if verification of a potential recipient of trade credit is that the borrower is reliable, immediately offered to get a credit card. In the case of consent, the borrower repays the debt in equal installments, as a normal loan product. New credit card limit he can use as repayment of the debt or after its closing — conditions depend on the particular Bank.
According to the newspaper, actively implementing design POS-loan card installment Bank “home Credit”. Technology work in MTS-Bank. In “the Renaissance the Credit” and Mail the Bank the option of issuing POS credit considered ineffective.
Earlier, the Russians advised to avoid organizations providing microloans too fast. Also before making microloans worth checking whether the organisation in the state register of microfinance institutions (MFIs) on the website of the Bank of Russia. Before signing the contract, you must ensure that there are no additional services.
Video, photo All from Russia.