Photo: Ahn Young-joon / Associated Press
Director, market Analytics podelu.ru Lily Fedulina named individual investment account (IIA) best alternative to Bank deposits. She told about it to Agency “Prime”.
According to her, because of the low key rate, the yield of deposits is only slightly greater than the rate of inflation. “The advantage of IMS is that it is a safe tool to operate the markets, with the appropriate level of financial literacy people can get a greater return than simply leaving the money on Deposit”, — explained the expert.
Individual investment accounts allow you to conduct financial transactions on the stock exchange, in particular to buy stocks and bonds, and return the tax deduction. Account you can do yourself or subcontract the investment management company.
“If you feel that you will be able to work with refuse to trust management, but if no such experience — explore the aspects in advance, the crisis led to high volatility in the market,” advises Fedulina.
In may it was reported that the Director of the office of sales “BCS” Vyacheslav Abramov called individual investment account one way to make during a pandemic. He noted that IMS allows you to make a tax deduction in the amount of 13 percent of the deposited funds or to pay taxes on income from securities.
Video, photo All from Russia.