Photo: Evgeniy Pereverzev / “Kommersant”
The Russians have gradually taken away the ability to go into minus on your Bank cards. On the background of the pandemic coronavirus credit organisations began to reduce the risks, reducing the average overdraft limit — the amount that can be spent in the shortage of funds for the customers. It is reported owned by Grigory Berezkin RBC, citing data from research the credit history Bureau “Equifax”.
The average size of the overdraft, specified in the study, now cut by more than half. By the end of may the index fell to 20.4 thousand rubles. Compared to March, when the crisis and the epidemic COVID-19 began, it fell to 60 percent. Moreover, banks have reduced the issuance of cards with a similar option in may, customers received only 3.8 thousand debit cards with overdraft, this is 8 times less than in March.
Earlier in June, the Russian Central Bank’s record has reduced its key rate to 4.5 per cent per annum. The rate was the lowest in modern history of the country. The head of the Central Bank Elvira Nabiullina not talked about the fact that the rate may be reduced in the course of the year. In addition, she promised not to strengthen the ruble, which would be possible in the case of a rate hike.
Video, photo All from Russia.